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Daily Cash Flow & Margin Intelligence

Daily Business Profit & Rupee Breakdown Calculator

Enter your sales across Cash, UPI (PhonePe/GPay), and Udhaar credit. Calculate your net take-home profit today and uncover where every ₹100 of turnover goes.

Today's Sales Inflows

19,500 Total
₹ Cash
₹ UPI
₹ Credit

Uncollected revenue: Product left your shop, but money is pending.

Direct Costs & Daily Expenses

14,800 Outflows
Gross Profit
6,700
34.4% Gross Margin
Net Estimated Profit
4,700
After paying staff, rent & bills
Net Profit Margin
24.1%
Real cash retained in pocket
Uncollected Udhaar
2,200
Pending collection from buyers
Cash-Flow Anatomy

Where Did Every ₹100 Earned Go Today?

Based on ₹19,500 total daily revenue
Product Cost (COGS)
65.6
12,800 (65.6%)
Staff Wages
3.6
700 (3.6%)
Rent & Utilities
4.6
900 (4.6%)
Packaging & Delivery
1.3
250 (1.3%)
Other Overhead
0.8
150 (0.8%)
Net In-Pocket Profit
24.1
4,700 (24.1%)

The Daily Cash Reconciliation Blueprint for Indian Retailers

How smart shopkeepers close their books every evening in under 2 minutes.

1. Drawer vs UPI vs Khata

Always tally physical cash in your cash drawer separately from UPI settlements and customer Udhaar slips. Cash and UPI give you today's spending power, while credit requires active follow-ups.

2. Amortize Monthly Overheads Daily

Rent and electricity don't wait for month-end. Divide your monthly rent (e.g. ₹18,000) by 26 working days to allocate ₹692/day. This ensures you never face a month-end rent panic.

3. The ₹100 Anatomy Target

For every ₹100 entering your till, aim to preserve at least ₹15–₹20 as clean net profit. If your net profit drops below ₹8 per ₹100, analyze supplier discounts and packaging overheads.