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Home Cost & Savings Intelligence for Indian Households

What Is Costing You Money at Home, and What Should You Change?

Simulate your household's real power, water, cooling, and living costs using authentic Indian state DISCOM tariff slabs. Discover high-ROI upgrades that pay for themselves.

Select Household Template or Customize

Digital Twin Configuration

Electricity Board:
Active Tariff: TANGEDCO (Tariff IA)Includes first 100 units state subsidy. Steep progressive slabs above 500 units.
⚡ Electricity640 Units
3,035
@ ₹4.74/unit effective
💧 Water3 Persons
405 L/day
Overhead tank: 500 L
🔥 LPG Cylinder14.2 kg
850
~1 cylinder / month
💰 Combined Living CostMonthly
3,885
46,620 / year

Monthly Cost Share by Category3,035/mo

Total 640 units @ effective ₹4.74/unit

Cooling & AC59.1%
Kitchen & Refrigeration18%
Water Heating & Geysers11.3%
TV, PC & Entertainment3.6%

Top 5 Monthly Power Consumers

Highest Savings Potential

These 5 appliances drive the vast majority of your electricity bill.

Top hog: 1.5 Ton Split AC (3-Star Inverter)1,194/mo
Interactive Decision Simulator

“What If?” Home Cost Reduction Simulator

Slide the controls below to see instant live savings before spending a single rupee.

Potential Savings
1,166/mo
13,992 saved every year
1 hrs/day

E.g. turn off AC 1-2 hours early in the morning using a sleep timer.

+2°C higher

Setting AC to 24°C or 25°C instead of 20°C saves ~6% electricity per °C.

2 fan(s)

Replaces standard 75W ceiling fans with 28W BLDC motors (saves 63%).

0 kW Solar

Generates ~125 units/month per kW with PM Surya Ghar subsidy.

Upgrade >8-yr fridge to 5-Star Smart Inverter

Replace 2000W electric geyser with solar thermal

Monthly Bill: 3,0351,869
Reduction: 38% of your entire household power bill eliminated.
AI Decision Intelligence

Prioritized Home Upgrades & Savings Roadmap

Ranked by return-on-investment (ROI) and payback velocity.

5-Year Net Wealth Gain-19,001
HIGH IMPACTCooling & Ventilation

Switch 4 Conventional Fan(s) to 28W Smart BLDC Motors

Saves4,552/year

Your 4 standard 75W ceiling fan(s) consume ~126 units/mo. Modern BLDC fans cut consumption by 63% with zero hum and run 3x longer on home inverter.

Est. Investment₹11,596
Monthly Savings379/mo
Break-even Payback2.6 Years
5-Yr Net Profit11,164
LOW HANGING FRUITAir Conditioning

Set AC Thermostat to 24°C or 25°C with Ceiling Fan on Low

Saves1,176/year

BEE studies prove that every 1°C increase in AC temperature reduces power by ~6%. Running AC at 24°C instead of 20°C with a gentle fan provides identical thermal comfort while slashing AC load by ~18%–24%.

Est. Investment₹0 (Free)
Monthly Savings147/mo
Break-even PaybackImmediate
5-Yr Net Profit5,880
HIGH IMPACTKitchen & Refrigeration

Replace >8-Year-Old Refrigerator with 5-Star Smart Inverter Model

Saves1,730/year

Older non-inverter compressors suffer mechanical wear and degraded door gaskets, running almost continuously. A new 5-Star Smart Inverter fridge uses brushless DC technology and saves ~30 units every single month.

Est. Investment₹27,990
Monthly Savings144/mo
Break-even Payback16.2 Years
5-Yr Net Profit-19,340
HIGH IMPACTRenewable Power

Install 3 kW Rooftop Solar under PM Surya Ghar Muft Bijli Yojana

Saves21,330/year

Your monthly usage of 640 units puts you into higher billing slabs. Under the PM Surya Ghar scheme, the Central Government provides ₹78,000 direct DBT subsidy. Your net investment is ₹1,17,000 with break-even in ~5.5 years!

Est. Investment₹1,17,000
Monthly Savings1,778/mo
Break-even Payback5.5 Years
5-Yr Net Profit-10,350
MEDIUM IMPACTWater Heating

Switch High-Wattage Electric Geyser to Rooftop Solar Water Heater

Saves3,529/year

Electric geysers are 2000W–3000W monsters that rapidly spike peak morning demand. A 150 LPD ETC solar water heater delivers piping hot water for 300+ days a year using zero grid electricity.

Est. Investment₹24,000
Monthly Savings294/mo
Break-even Payback6.8 Years
5-Yr Net Profit-6,355

Appliance Inventory (10 Items)

Customize quantity, wattage, and runtime hours to match your exact home setup.

ac_1_5_ton_3star
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ceiling_fan_conventional
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refrigerator_old
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geyser_storage
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washing_machine_top
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television_led
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water_pump_1hp
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led_bulb
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led_tubelight
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wifi_router
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Frequently Asked Questions

Q:How does the Home Digital Twin calculate my electricity bill accurately?

Unlike generic online tools that apply a flat rate, our engine models the exact telescopic slab structures of major Indian state DISCOMs (including TANGEDCO in Tamil Nadu, MSEDCL in Maharashtra, BSES in Delhi, and BESCOM in Karnataka). It accounts for subsidized free tiers, progressive slab jumps, and sanctioned load fixed charges.

Q:Why does setting AC temperature from 20°C to 24°C save so much money?

Bureau of Energy Efficiency (BEE) and ASHRAE thermodynamic research shows that every 1°C increase in AC set temperature reduces compressor load by approximately 6%. Increasing the thermostat from 20°C to 24°C reduces electricity consumption by ~24%, saving an average Indian household ₹3,200 to ₹5,400 across summer months with zero lifestyle compromise.

Q:Is switching conventional ceiling fans to BLDC motors worth the investment?

Yes! A standard induction ceiling fan consumes 75W, while a modern BLDC motor fan consumes just 28W (a 63% reduction). At 14 hours of daily use, one BLDC fan saves ~240 units per year (~₹1,800/yr). Since BLDC fans cost around ₹2,800, full investment payback is achieved in under 18 months.

Q:How much subsidy does PM Surya Ghar Muft Bijli Yojana provide for rooftop solar?

Under the PM Surya Ghar scheme, the Central Government provides direct bank account (DBT) subsidies: ₹30,000 for 1 kW, ₹60,000 for 2 kW, and a maximum cap of ₹78,000 for 3 kW and above. For a typical 3 kW system costing ~₹1.95 Lakhs, net cost is reduced to ~₹1.17 Lakhs with full break-even payback in ~3.2 years.

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