Why does my government PDF show a yellow question mark?

Indian government PDFs are digitally signed using certificates from NIC, eMudhra, or other CCA India licensed authorities. Adobe Acrobat and most PDF viewers don't include India's Root Certifying Authority (RCAI) in their default trusted certificate store. So even though the signature is completely valid and legally recognised under the Information Technology Act 2000, your PDF viewer shows a yellow question mark because it cannot automatically verify the issuer. Kagazo checks your PDF against the actual CCA India trust hierarchy and gives you a copy with a permanent green tick visible on any device.

Is my document safe? Do you store my PDF?

Your PDF is processed entirely in memory during verification. We never write your file to disk, never store it on our servers, and never share it with any third party. The file is deleted from memory immediately after verification is complete. You can also verify this by checking our open source backend code.

Which documents does Kagazo support?

Kagazo supports any PDF digitally signed under India's CCA certificate hierarchy. This includes e-Aadhaar, PAN card, DigiLocker documents, ITR-V, Form 16, and all state government certificates from Tamil Nadu e-District, AP and Telangana MeeSeva, Karnataka Nadakacheri and eJanma, Kerala Sevana portal, and more.

My Aadhaar PDF is password protected. Will it work?

Yes. Enter your Aadhaar password (first four letters of your name in capital letters followed by your birth year, for example RAMA1995) in the password field that appears after you upload your e-Aadhaar PDF. We decrypt it in memory, verify the signature, and return a verified copy.

What is the difference between "Signature Valid" and "Signature Unknown"?

Signature Valid means the document is genuinely issued by the government authority and has not been modified. Signature Unknown means your PDF viewer cannot verify the certificate chain — this is a viewer configuration issue, not a problem with your document. Signature Invalid means the document may have been tampered with or re-saved after signing.

Does this work on mobile?

Yes. Kagazo is fully mobile responsive and works on any Android or iOS browser. No app installation required. Simply open kagazo.in on your phone browser, upload your PDF and verify instantly.

Union Budget Revised Tax Slabs & ₹75,000 Standard Deduction

Income Tax Calculator FY 2025–26 (AY 2026–27)

Compare the New Tax Regime vs Old Tax Regime side-by-side with updated Union Budget tax slabs, ₹75,000 standard deduction, and Section 87A zero-tax rebate up to ₹7.75 Lakhs gross income.

Zero Cloud Storage: Your salary details, tax deductions, and financial figures are computed 100% locally in browser RAM. Zero financial data is ever logged.

Income Tax Calculator FY 2025–26 (AY 2026–27)

UNION BUDGET UPDATED

Side-by-side New vs Old Regime comparison with ₹75,000 standard deduction and printable Form 16 declaration.

Taxpayer Profile & Age Group

Taxpayer Name

Age Group

Annual Gross Income (₹)

Gross Annual Salary (CTC / Form 16)₹10,50,000

Income from Other Sources (Interest, Rental, Freelance)

Deductions & Exemptions (Old Regime)Section 80C, 80D, 80CCD, HRA

Sec 80C (Max ₹1.5L)

Sec 80D Health Ins.

Sec 80CCD(1B) NPS (₹50K)

HRA Rent Exemption

Sec 24(b) Home Loan

Sec 80E (Edu Loan)

RECOMMENDED TAX REGIME

NEW TAX REGIME SAVES MORE

You save ₹6,240 in annual taxes by choosing the New Regime.

Annual Tax Savings₹6,240

New Tax RegimeBEST CHOICE

Total Tax Payable₹49,400TDS: ₹4,117/mo • In-Hand: ₹83,383/mo

Standard Deduction₹75,000

Taxable Income₹9,75,000

Sec 87A Rebate- ₹0

4% Health & Edu Cess₹1,900

Old Tax Regime

Total Tax Payable₹55,640TDS: ₹4,637/mo • In-Hand: ₹82,863/mo

Total Deductions₹3,45,000

Taxable Income₹7,05,000

Sec 87A Rebate- ₹0

4% Health & Edu Cess₹2,140

Zero Financial Data Retention: All income tax calculations run 100% locally inside your browser. No financial figures or personal identifiers are stored or tracked.

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New Tax Regime Slabs (FY 2025–26)

Default Regime

Annual Taxable Income Slab	Income Tax Rate
Up to ₹3,00,000	NIL (0%)
₹3,00,001 to ₹7,00,000	5%
₹7,00,001 to ₹10,00,000	10%
₹10,00,001 to ₹12,00,000	15%
₹12,00,001 to ₹15,00,000	20%
Above ₹15,00,000	30%

Frequently Asked Questions

Q:What is the maximum salary with zero tax in the New Tax Regime for FY 2025-26?

Under the revised New Tax Regime, a salaried individual pays ZERO tax up to a gross income of ₹7,75,000. This is achieved by combining the ₹75,000 Standard Deduction with the Section 87A full tax rebate for taxable incomes up to ₹7,00,000.

Q:Should I choose the New Tax Regime or the Old Tax Regime?

The New Tax Regime is mathematically better for most individuals unless your total Chapter VI-A deductions (Section 80C, 80D, HRA exemption, and home loan interest) exceed ₹3,75,000 to ₹4,25,000. Our calculator automatically computes both side-by-side and tells you your exact rupee savings.

Q:What is the increased standard deduction for salaried employees?

The standard deduction for salaried taxpayers under the New Tax Regime was officially raised from ₹50,000 to ₹75,000, providing an immediate tax relief of up to ₹17,500.

Q:Are my salary numbers or tax calculations stored anywhere?

Never. All calculations run strictly in client-side JavaScript inside your browser. No income or financial data is ever sent across the network.

Tax Planning Insights

Zero Tax Up to ₹7.75 Lakhs

With ₹75k Standard Deduction + Sec 87A rebate, no tax is payable on salary up to ₹7,75,000 under New Regime.

Breakeven Point: ~₹3.75L

If your total deductions (80C + 80D + HRA) are below ₹3.75L, New Regime almost always saves you more tax.

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