KagazoIndia PKI Verify
Monthly Profit & Loss Intelligence

Real Profit & Silent Leak Detector

Stop mistaking high turnover for wealth. Enter your monthly revenue and operating expenses to calculate your true net in-pocket profit and automatically diagnose cash leaks.

Monthly Business P&L Statements

Enter your real monthly revenue and major expense heads to uncover hidden profit leaks.

Turnover: ₹5,00,000/mo
Gross Profit
1,90,000
38% Gross Margin
Real Monthly Profit
70,000
14% Real Net Margin
Annualized Net Income
8,40,000
8.4 Lakhs / year

Automated Profit Leak Diagnostic (0 Identified)

Excellent cost controls! No single expense head exceeds dangerous commercial benchmarks.

The 4 Silent Leaks That Drain Indian Small Businesses

Why growing revenue often leads to shrinking bank balances.

1. Marketplace Commission Stacking

When listing on Amazon or Flipkart, referral fees (8%–18%), closing fees (₹15–₹45), pick & pack fees, and 18% GST on fees quietly strip 25%–35% of your selling price before you receive a single rupee.

2. Dead Courier Freight on Returns

Every Cash on Delivery (COD) refusal means paying forward shipping plus reverse courier with zero revenue. If your courier bill exceeds 10% of revenue, you must verify orders via WhatsApp before dispatch.

3. The Rent-to-Turnover Trap

Commercial shop rents in Indian tier-1 and tier-2 markets can easily exceed 15%–20% of monthly sales. Sustainable retail aims to maintain fixed rent under 10% of monthly gross revenue.

4. Unmonitored Paid Ads CAC Burn

Spending ₹300 on Meta or Instagram ads to sell a ₹900 product leaves virtually nothing after product cost (₹350) and shipping (₹90). Focus on repeat buyer WhatsApp VIP groups.