30-Day Business Cash Flow Calendar
A profitable business can still bounce a cheque if major bills fall due before customer payments arrive. Input your current bank balance and upcoming dues to foresee the exact date of your lowest liquidity cushion.
30-Day Business Cash Flow Calendar
Forecast your exact bank balance on every upcoming date after rent, staff wages, GST, and supplier cheques clear.
Lowest cash point projected: ₹18,500
Chronological Cash Movements Timeline
The Indian Business Liquidity Calendar Rhythm
How seasoned entrepreneurs structure monthly payables to avoid crisis weeks.
1. Stagger Rent vs Staff Wages
Paying rent on the 1st and salaries on the 5th creates a double blow in the first week. Whenever possible, negotiate rent payment on the 10th or staff salaries on the 7th to distribute cash outflows evenly.
2. The 20th GST Tax Wall
Every month by the 20th, GST 3B taxes must be settled in cash. Never treat collected GST as your own spending money. Allocate a separate sub-account or sweep-in fixed deposit for tax obligations.
3. Synchronize Wholesaler Invoices
Always negotiate 14 to 21-day credit terms with primary distributors. Paying cash on delivery for raw inventory when your own customers pay on 10-day credit produces an unsustainable liquidity deficit.