Commuter EconomicsOwn Car vs Ola/Uber vs Metro
“Own vs Cab” Calculator — The Distance Break-Even Sizer
Owning a car incurs substantial fixed monthly outflows (EMI, insurance, parking) whether you drive it or not. Calculate whether your monthly commute distance justifies car ownership or if cabs save you thousands every month.
Your Commute & Vehicle Assumptions
Monthly Comparison
Commute Cost Verdict
Own Car
EMI + Fuel + Parking
₹24,479
/ month
On-Demand Cabs (Ola/Uber)
36 trips @ ₹18.5/km
₹17,345
/ month
Public Transit (Metro/Bus)
Fixed daily commute
₹2,700
/ month
The Crossover Threshold:
At your current running (850 km/mo), taking cabs saves ₹7,134/month over car ownership.
👉 Owning a car only becomes cheaper than cabs above approximately ~1,614 km/month.