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Commuter EconomicsOwn Car vs Ola/Uber vs Metro

“Own vs Cab” Calculator — The Distance Break-Even Sizer

Owning a car incurs substantial fixed monthly outflows (EMI, insurance, parking) whether you drive it or not. Calculate whether your monthly commute distance justifies car ownership or if cabs save you thousands every month.

Your Commute & Vehicle Assumptions

Monthly Comparison

Commute Cost Verdict

Own Car
EMI + Fuel + Parking
24,479
/ month
On-Demand Cabs (Ola/Uber)
36 trips @ ₹18.5/km
17,345
/ month
Public Transit (Metro/Bus)
Fixed daily commute
2,700
/ month
The Crossover Threshold:

At your current running (850 km/mo), taking cabs saves ₹7,134/month over car ownership.

👉 Owning a car only becomes cheaper than cabs above approximately ~1,614 km/month.