🆚 Decision Engine #2Usage-Tiered Ownership Battle
Vehicle Comparison Engine — Real Ownership vs Static Specs
Stop comparing brochure BHP and torque figures. Compare what actually leaves your bank account each month across purchase price, EMI, fuel, insurance, service, and resale. Toggle your monthly usage to watch the financial winner change dynamically.
The Decision Lever
Change Your Monthly Driving Pattern:
Currently: 1,000 km / monthOwnership Winner at 1,000 km/month:
Winner: Maruti Suzuki Brezza (ZXi 1.5L Smart Hybrid)
At moderate running (1000 km/mo), Maruti Suzuki Brezza (ZXi 1.5L Smart Hybrid) provides the optimal balance of EMI, running cost, and resale value against Hyundai Creta (SX(O) 1.5L CRDi Diesel).
Saves: ₹8,300 / month
5-Year Net Delta: ₹4,98,020
Full 5-Year Ownership Matrix (1,000 km/mo)
| Financial Metric | Maruti Suzuki Brezza (ZXi 1.5L Smart Hybrid) 🏆 | Hyundai Creta (SX(O) 1.5L CRDi Diesel) |
|---|---|---|
| Purchase On-Road | ₹13.40 Lakh | ₹19.80 Lakh |
| Estimated Monthly EMI (5-Yr) | ₹25,460 | ₹37,620 |
| Real Mileage / Efficiency | 16.5 km/L | 18.2 km/L |
| Fuel Outflow / Month | ₹6,182 | ₹5,604 |
| Annual Insurance | ₹33,000 | ₹48,000 |
| Annual Scheduled Service | ₹7,800 | ₹12,500 |
| 5-Year Gross Expense | ₹21,30,520 | ₹29,29,940 |
| Projected Resale Recovery | -₹5,89,600 | -₹8,91,000 |
| True Net 5-Year Outflow | ₹15,40,920 | ₹20,38,940 |
| Net Cost / Kilometer | ₹25.68 / km | ₹33.98 / km |
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