⚡ Deep Decision Engine #3Amortization & Tariff Intelligence
EV vs Petrol Break-Even — At Your Driving Pattern, When Does EV Become Cheaper?
Electric vehicles carry a substantial initial price premium. This engine models your exact daily driving distance, home DISCOM electricity tariffs, public DC fast charging ratios, and maintenance savings to determine the exact month you recover the upfront price gap.
Purchase Price & Driving Commute
Electricity Tariffs & Charging Mix
Tiago EV: 8.5, Nexon.ev: 7.2 km/kWh
State domestic slab (₹6 - ₹9)
80% Home
Highway stations (₹18 - ₹24)
Break-Even Verdict
Break-even > 5 Years
EV Upfront Price Premium:+₹4.70 Lakh
Monthly Operational Savings:+₹7,304 / mo
Monthly Petrol Bill:₹8,620
Monthly EV Electricity Bill:₹1,733
Monthly Maintenance Delta:+₹417
5-Year Net Cash In Pocket
₹-31,760
After completely recovering the ₹4.7L price gap
⚠️ Petrol/Hybrid may be more economical: At 1,200 km/month, it takes 64 months (~5.3 years) to recover the EV price premium. Consider an efficient petrol hybrid or a lower-variant EV.
Net Clean Air Impact: 1,757 kg of CO₂ saved per year.
Planning to Buy an EV? Certified Home AC Wallbox Chargers
Fast 7.4kW Type-2 chargers with automatic overnight scheduling and MCB earth leakage protection:Tata Power EZ Charge / AmazonOCPP 1.6 Certified
7.4kW Type-2 AC Fast Wallbox Charger
Charges Nexon.ev / Tiago EV / ZS EV from 10% to 100% in 5.5 hours. Smart app scheduling & RFID lock.
Includes MCB & Earth Leakage Kit
* Kagazo curates independent, high-reputation automotive suppliers. Prices and exchange scrap discounts are updated weekly.