Sinking Fund SizerZero-Panic Maintenance Buffer
Vehicle Emergency Cost Planner — Your Monthly Sinking Fund
Never get hit with an unexpected ₹30,000 bill for tyres, insurance renewal, or battery failure all in the same month. Calculate an exact monthly reserve to smoothly absorb all periodic and surprise vehicle costs.
Vehicle Profile
Older vehicles need higher repair buffer
Recommended Reserve
₹6,185 / month
Keep this aside automatically in a high-yield liquid savings account
• Annual Scheduled Service:₹13,500
• Annual Insurance Policy:₹36,000
• Annualized Tyre Wear:₹9,067
• Annualized Battery Replacement:₹1,857
• Unexpected Breakdown Contingency:₹13,800
Total Annual Reserve:₹74,224 / yr
The Zero-Stress Rule:
Setting up an automated standing instruction for ₹6,185/month ensures that tyre changes, insurance renewals, and emergency towing never disrupt your family monthly budget.